Cash back sites give you a platform to earn when you make purchases. They make their money through clicks, transactions, or applications and earn commissions which they share with you as cash rewards for shopping at their stores. If you use them properly, you can earn up to 100 dollars yearly.
Top cash back sites include; Swagbucks, Jewel, Quidco, and Be Frugal. These sites can help you save on your purchases. They are free to sign-up, with some of them offering sign-up bonuses.
How Do Cash Back Sites Work
Cashback sites work as an online intermediary. You can purchase through websites or apps and earn cash back in return. When your cashback earnings accumulate to a certain amount, you can withdraw the money from your account or to financial services like PayPal.
The following websites offer cashback for various goods and services with great deals to help you maximize your earnings.
1. Capital One Shopping
Capital One Shopping serves as the best-saving cashback site. Their universal barcode scanner helps you detect their low-price deals. This enables you to earn credits when you make purchases online.
2. Swagbucks
Swagbucks take the lead for online surveys and are best for bloggers and home workers. You can earn gift cards or rewards when watching online videos, answering surveys, playing games, or shopping online. Bonus features on Swagbucks have free sign-up, and you can earn a $10 bonus.
3. Top Cash Back
Top cashback is reliable for cashback deals. You can get discounts on most of your purchases. Sign up process for Top Cashback is free. You can log in to their website or download their mobile app.
Pros
● Unmatched cashback rate
● No minimum saving restriction
● Broad retail network
Cons
● No top cashback sign-up bonus
● Cashback exclusions
4. Rakuten
Rakuten offers you exclusive shopping deals. To earn, you can add the Rakuten cashback button to your browser. The button scans the run prices and alerts you when Rakuten cashback is available.
5. Jewel
Jewel’s cashback site is primary on luxury brands. You earn cashback when you shop for your favorite brands.
6. Be Frugal
You can earn cashback with Be Frugal by signing up on their website or mobile app and shopping online from your favorite stores. Be Frugal has tools to help you save, special deals, and print coupons.
Be Frugal is advantageous because it has the best rate guarantee that pays 125% cash back offered by other sites. On the contrary, you can only use the best rate guarantee once at each shop.
7. Mr. Rebates
Mr. Rebates’ website takes care of all your purchases. They offer an excellent referral bonus which can be a good source of income.
Pros
● Mr. Rebate stores have high cashback offers and rates
● They have a great referral program and an outstanding recruiting bonus
Cons
● You have to request your rebate manually
There is no credit card offer or in-store offer
8. Evo Share
EvoShare is an excellent offer for settling your student loan debt or retirement savings. It transfers earnings to your retirement account or college account fund. EvoShare caters to your financial future through less spending and more saving than other cashback sites.
Pros
● Your earnings can be channeled towards settling debt and savings instead of spending it all
● You can stack rewards with store promos and credit card rewards
Cons
● It takes out a percentage of what you earn
9. Upromise
Upromise gives you a platform to save for tuition. You enroll on the website and get started. You earn through their online shopping portal. You can earn cashback through their travel section or dining at restaurants by registering your credit or debit card.
10. Quidco
Quidco is the main adversary of Topcashback, with the two websites frequently vying for exclusive deals. Always inspect both, particularly if you’re buying something expensive. It pays out in cash, but if you choose to accept rewards in gift cards, you could receive an additional 15%.
Cashback Safety Rules
While some users of cashback websites can earn a decent amount, it’s crucial to realize there can be significant drawbacks to using these websites.
The following are some safety rules you should consider.
The cashback is only yours when it gets to your account
Never assume you have the cashback until it appears in your account. This is due to more than just tracking and processing problems. Cashback websites are simple to set up, yet many are small businesses that could fail.
Consider cashback as a Bonus
There are instances when you’ll anticipate receiving payment but won’t. Issues that are not only limited to tracking might arise. Cashback websites receive funding from merchants and service providers to pass on to you.
There are sometimes disputes in this area, so occasionally, the cashback site may fail to receive the money and cannot pay you. There aren’t many rights you have to unpaid cashback. The ideal strategy here is to see cashback as a bonus if you receive it but not to let it influence your buying choices.
Don’t Leave Your Cash in a Cashback Site
Most cashback websites have a minimum that you must meet to withdraw money. The wisest course of action is to withdraw when you reach that threshold.
Never let money accumulate on a cashback website when you can withdraw it. You could lose money if the business fails or alters its payment policy.
Clear Your Cookies to Ensure Cashback Tracks Your Visits
Cashback websites use cookies to keep track of your visits on your computer, tablet, or smartphone. Remember, the last cookie wins, so while completing your purchase, click over from the cashback site and not anywhere else.
To be extra secure, especially if you anticipate receiving a large amount of cashback, erase the cookies from your computer to ensure the cashback is tracked.
Consider the Best Deal, not the Biggest Cashback
You want to obtain the best offer, cashback or no cash back. If you make a decision solely based on the cashback being offered, and the cashback doesn’t materialize, you might lose.
This is crucial in larger transactions because the costs of choosing the incorrect item might easily outweigh the reward.
Tips to Boost Your Cashback
The following are some ways of boosting your cashback.
Through In-store Cashback
You can earn cashback on in-store purchases at some retailers by linking your credit or debit card to your account. Topcashback offers this, though most cashback websites don’t provide the option.
Earn Free Cash from Some Cashback Sites
Cashback websites enable you to earn money without making any purchases; you can get money simply by visiting links online. You receive a portion of the advertising money from cashback websites, which occasionally get paid to generate traffic. For example, Quidco and Topcashback have free cashback offers.
Closing Thoughts
Cashback sites and reward apps are an effective way to make money and save. They cater to your financial wellbeing and security, so you can easily undertake your plans and achieve your financial goals.
